Monthly Archives: November 2018

How To Write An Elf On The Shelf Goodbye Letter.

elf on the shelf goodbye letter free printable

When the holiday season is nearly over and parents are cheering at the thought of getting rid of the Elf On The Shelf, it can be especially difficult for the little ones to say goodbye.  It can be quite a challenging time to negotiate through all the sadness of saying goodbye coupled with the excitement […]

Want Need Wear Read, How To Do The 4 Present Rule.

4 present rule , two ladies exchanging gifts

Christmas has become a time of extraordinary excess, which sees a lot of people struggling to pay for Christmas gifts and food. Gift giving has lost its meaning as parents are pressured to buy the latest, most expensive must-have gadget or item of clothing.  Parents feel that if they don’t spend tons of money on […]

How To Set Up A Simple Christmas Budget

christmas gifts

The worry of overspending at Christmas can be overwhelming. Christmas expenses mount up and soon spiral out of control, putting huge amounts of strain on families during the run-up to the holiday season. Imagine how good it would feel to be credit card debt-free this Christmas! If you haven’t already got a Christmas budget, now […]