How To Start A Spending Freeze And Have A No Spend Month.


Whilst sitting in the doctors waiting room yesterday I picked up a glossy magazine and the headlines screamed out…….

    • The must-have handbag!
    • Why I can’t live without velvet!
    • Life changing eyeshadow pallet!

How to buy less stuff


      • If you want a handbag, choose one that you like, not one that some irrelevant person in a magazine in a marketing office has decided you need.


      • You have your own style and don’t need a “must have” handbag to validate that.


      • You can live without it.


      •  The life-changing eyeshadow pallet is not life-changing.  in my opinion, becoming a parent, losing your job, illness, moving abroad or losing a parent are life-changing events, an eyeshadow pallet is not life changing in most cases!


      • A  lipstick will not make you beautiful, not one product could make anyone person beautiful.


  • I agree with Audrey Hepburn who said that “the most beautiful thing anyone can put on their face is a smile”


  • Gratitude, kindness empathy and humility make a person beautiful, these are qualities which shine from within, these are the lessons we should be teaching our children.

Starting a spending freeze

      • Stop falling for the constant consumerism mumbo jumbo that advertisers are constantly bombarding us with, read between the lines!
      • Bear in mind we don’t need anything other than the basics to keep us alive!
      • Stop buying “stuff” which will end up in the charity shop in six months time.
      • Start instead to save your money.
      • Start a small emergency fund to cover any repairs or breakages.
      • Pay off your debts.
      • Never spend more than you earn.
      • Get rid of the credit cards.
      • Follow the principle that  ” a penny saved is a penny earned”

There is generally two ways stuff comes into our house, it is either given to us or we buy it. We are often given stuff we don’t need and we often buy stuff we don’t need. Resulting in bulging shelves, bursting cupboards, and overstuffed drawers.

Why you need a no spend month



      1. Take a good look at the stuff you throw away.
        As you are simplifying, look at each bag of stuff you discard in monetary value, think of how many hours at work you spent to earn the equivalent amount of money, try not to cry!
      2. Take a look at the size of the stuff you throw away.
        Take note of how much space those bin bags of unwanted items take up in your room before you take them out of the house, that space is the equivalent amount of space you’ve just created.
      3. See your new purchases as future junk.
        If you’re going in for the kill on an impulse purchase the possibility that it will be donated within 6 months should be enough to stop the impulse and for you to walk away and pause for thought.
      4. Remember it is not a bargain.
        It is only a bargain if you were going to buy it before it was reduced. If not, it is more than likely join to be another costly mistake.
      5. Think about what makes you happier.
        What has more value to you, the item you’ve been craving, or the money in your pocket and the space in your house?
      6. Say no to other people’s unwanted junk.
        Don’t let that bin bag of other people’s’ unwanted stuff over your beautifully de-cluttered doorstep!

How to start a spending freeze.


When we talk about having a spending freeze we mean freezing your spending on luxury items, impulse purchases, and unnecessary items.

Start by trying a no spend day.

      • Keep a jar handy to put all the money in that you would have spent throughout the day, you’ll be surprised at how much you could have wasted on unnecessary items.
      • Take a bottle of water to work instead of buying that latte each day. I like to use a stainless steel water bottle as it keeps my water cold, especially with ice for hours and can be used to keep drinks hot for up to eight hours, it doesn’t leak in your bag either and saves the planet from plastic waste!


      • Be prepared! Make sandwiches the night before work so you’re not grabbing something from the canteen.
      • Keep snacks and drinks in the car and your bag to avoid picking up a bag of crisps on the way home.
      • Start meal prepping so you have homecooked healthy ready meals waiting for you in the freezer.
      • Learn how to batch cook to save time and money
      • Don’t buy anything you don’t need or anything you already have.
      • Start a capsule wardrobe 
      • Start a kids capsule wardrobe
      • Try toy rotation to avoid spending more money on kids toys


Try this for a month and you’ll be surprised exactly how different things can be by wanting less. After a short time, you will have more financial freedom to do the things you really love and to create memories.

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